Aquilana SMARTMED — Region 1, Valais
Region 1, Valais: the SMARTMED model from Aquilana costs CHF 528.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 528.70, SMARTMED is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 946.80 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 528.70 | CHF 491.70 |
| 500 | CHF 518.70 | CHF 482.40 |
| 1'000 | CHF 493.30 | CHF 458.80 |
| 1'500 | CHF 468.00 | CHF 435.20 |
| 2'000 | CHF 442.60 | CHF 411.70 |
| 2'500 | CHF 407.60 | CHF 379.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 391.30 | CHF 364.10 |
| 500 | CHF 381.40 | CHF 354.80 |
| 1'000 | CHF 356.00 | CHF 331.10 |
| 1'500 | CHF 330.50 | CHF 307.40 |
| 2'000 | CHF 305.10 | CHF 283.90 |
| 2'500 | CHF 273.20 | CHF 254.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.70 | CHF 113.20 |
| 100 | CHF 116.70 | CHF 108.60 |
| 200 | CHF 111.70 | CHF 103.90 |
| 300 | CHF 106.60 | CHF 99.20 |
| 400 | CHF 101.50 | CHF 94.40 |
| 500 | CHF 94.20 | CHF 87.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.