Aquilana SMARTMED — Region 2, Valais
Region 2, Valais: the SMARTMED model from Aquilana costs CHF 472.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 472.80, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 847.20 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 472.80 | CHF 439.70 |
| 500 | CHF 462.70 | CHF 430.40 |
| 1'000 | CHF 437.30 | CHF 406.80 |
| 1'500 | CHF 412.00 | CHF 383.20 |
| 2'000 | CHF 386.60 | CHF 359.50 |
| 2'500 | CHF 352.90 | CHF 328.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 350.00 | CHF 325.50 |
| 500 | CHF 339.90 | CHF 316.10 |
| 1'000 | CHF 314.50 | CHF 292.50 |
| 1'500 | CHF 289.20 | CHF 269.00 |
| 2'000 | CHF 263.70 | CHF 245.30 |
| 2'500 | CHF 243.80 | CHF 226.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.80 | CHF 101.20 |
| 100 | CHF 103.80 | CHF 96.50 |
| 200 | CHF 98.70 | CHF 91.80 |
| 300 | CHF 93.70 | CHF 87.10 |
| 400 | CHF 88.50 | CHF 82.40 |
| 500 | CHF 81.60 | CHF 75.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.