Aquilana SMARTMED — Region 1, Vaud
Region 1, Vaud: the SMARTMED model from Aquilana costs CHF 590.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 590.70, SMARTMED is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 1'058.40 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 590.70 | CHF 549.40 |
| 500 | CHF 580.70 | CHF 540.10 |
| 1'000 | CHF 555.30 | CHF 516.50 |
| 1'500 | CHF 530.00 | CHF 492.90 |
| 2'000 | CHF 504.60 | CHF 469.40 |
| 2'500 | CHF 473.60 | CHF 440.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 437.20 | CHF 406.70 |
| 500 | CHF 427.20 | CHF 397.40 |
| 1'000 | CHF 401.80 | CHF 373.70 |
| 1'500 | CHF 376.50 | CHF 350.20 |
| 2'000 | CHF 351.00 | CHF 326.50 |
| 2'500 | CHF 321.80 | CHF 299.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.00 | CHF 126.40 |
| 100 | CHF 131.00 | CHF 121.90 |
| 200 | CHF 126.00 | CHF 117.20 |
| 300 | CHF 120.90 | CHF 112.50 |
| 400 | CHF 115.80 | CHF 107.70 |
| 500 | CHF 109.40 | CHF 101.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.