Aquilana SMARTMED — Zug
Zug: the SMARTMED model from Aquilana costs CHF 378.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 378.00, SMARTMED is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 676.80 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 378.00 | CHF 351.50 |
| 500 | CHF 368.00 | CHF 342.30 |
| 1'000 | CHF 342.60 | CHF 318.60 |
| 1'500 | CHF 317.30 | CHF 295.00 |
| 2'000 | CHF 291.90 | CHF 271.50 |
| 2'500 | CHF 260.30 | CHF 242.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 279.80 | CHF 260.20 |
| 500 | CHF 269.80 | CHF 251.00 |
| 1'000 | CHF 244.40 | CHF 227.30 |
| 1'500 | CHF 219.00 | CHF 203.60 |
| 2'000 | CHF 193.60 | CHF 180.10 |
| 2'500 | CHF 181.70 | CHF 169.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 87.10 | CHF 80.90 |
| 100 | CHF 82.10 | CHF 76.40 |
| 200 | CHF 77.10 | CHF 71.70 |
| 300 | CHF 72.00 | CHF 67.00 |
| 400 | CHF 66.90 | CHF 62.20 |
| 500 | CHF 60.30 | CHF 56.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.