Aquilana SMARTMED — Region 1, Zurich
Region 1, Zurich: the SMARTMED model from Aquilana costs CHF 572.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 572.00, SMARTMED is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SMARTMED costs CHF 1'024.80 less per year than Aquilana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 572.00 | CHF 532.00 |
| 500 | CHF 561.90 | CHF 522.60 |
| 1'000 | CHF 536.50 | CHF 499.00 |
| 1'500 | CHF 511.20 | CHF 475.40 |
| 2'000 | CHF 485.80 | CHF 451.80 |
| 2'500 | CHF 449.80 | CHF 418.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.30 | CHF 393.70 |
| 500 | CHF 413.20 | CHF 384.30 |
| 1'000 | CHF 387.80 | CHF 360.80 |
| 1'500 | CHF 362.50 | CHF 337.20 |
| 2'000 | CHF 337.10 | CHF 313.50 |
| 2'500 | CHF 304.50 | CHF 283.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.70 | CHF 122.50 |
| 100 | CHF 126.60 | CHF 117.80 |
| 200 | CHF 121.60 | CHF 113.10 |
| 300 | CHF 116.50 | CHF 108.50 |
| 400 | CHF 111.40 | CHF 103.70 |
| 500 | CHF 103.90 | CHF 96.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.