Atupri SmartCare — Aargau
Aargau: the SmartCare model from Atupri costs CHF 494.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 494.70, SmartCare is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 637.20 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 494.70 | CHF 470.00 |
| 500 | CHF 483.10 | CHF 458.90 |
| 1'000 | CHF 453.90 | CHF 431.20 |
| 1'500 | CHF 424.70 | CHF 403.50 |
| 2'000 | CHF 395.60 | CHF 375.80 |
| 2'500 | CHF 366.40 | CHF 348.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 356.10 | CHF 338.30 |
| 500 | CHF 344.50 | CHF 327.30 |
| 1'000 | CHF 315.30 | CHF 299.50 |
| 1'500 | CHF 286.10 | CHF 271.80 |
| 2'000 | CHF 257.00 | CHF 244.20 |
| 2'500 | CHF 227.80 | CHF 216.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.60 | CHF 126.90 |
| 100 | CHF 127.80 | CHF 121.40 |
| 200 | CHF 122.00 | CHF 115.90 |
| 400 | CHF 110.30 | CHF 104.80 |
| 600 | CHF 98.60 | CHF 93.70 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.