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Atupri SmartCare — Aargau

Aargau: the SmartCare model from Atupri costs CHF 494.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 494.70, SmartCare is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 637.20 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 494.70CHF 470.00
500CHF 483.10CHF 458.90
1'000CHF 453.90CHF 431.20
1'500CHF 424.70CHF 403.50
2'000CHF 395.60CHF 375.80
2'500CHF 366.40CHF 348.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 356.10CHF 338.30
500CHF 344.50CHF 327.30
1'000CHF 315.30CHF 299.50
1'500CHF 286.10CHF 271.80
2'000CHF 257.00CHF 244.20
2'500CHF 227.80CHF 216.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 133.60CHF 126.90
100CHF 127.80CHF 121.40
200CHF 122.00CHF 115.90
400CHF 110.30CHF 104.80
600CHF 98.60CHF 93.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.