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Atupri SmartCare — Schwyz

Schwyz: the SmartCare model from Atupri costs CHF 446.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 446.50, SmartCare is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 562.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 446.50CHF 424.20
500CHF 434.90CHF 413.20
1'000CHF 405.70CHF 385.40
1'500CHF 376.50CHF 357.70
2'000CHF 347.40CHF 330.00
2'500CHF 318.20CHF 302.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 334.90CHF 318.20
500CHF 323.30CHF 307.10
1'000CHF 294.10CHF 279.40
1'500CHF 264.90CHF 251.70
2'000CHF 235.80CHF 224.00
2'500CHF 206.60CHF 196.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 120.50CHF 114.50
100CHF 114.70CHF 109.00
200CHF 108.90CHF 103.50
400CHF 97.20CHF 92.30
600CHF 85.50CHF 81.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.