Atupri SmartCare — Schwyz
Schwyz: the SmartCare model from Atupri costs CHF 446.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 446.50, SmartCare is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 562.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 446.50 | CHF 424.20 |
| 500 | CHF 434.90 | CHF 413.20 |
| 1'000 | CHF 405.70 | CHF 385.40 |
| 1'500 | CHF 376.50 | CHF 357.70 |
| 2'000 | CHF 347.40 | CHF 330.00 |
| 2'500 | CHF 318.20 | CHF 302.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 334.90 | CHF 318.20 |
| 500 | CHF 323.30 | CHF 307.10 |
| 1'000 | CHF 294.10 | CHF 279.40 |
| 1'500 | CHF 264.90 | CHF 251.70 |
| 2'000 | CHF 235.80 | CHF 224.00 |
| 2'500 | CHF 206.60 | CHF 196.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.50 | CHF 114.50 |
| 100 | CHF 114.70 | CHF 109.00 |
| 200 | CHF 108.90 | CHF 103.50 |
| 400 | CHF 97.20 | CHF 92.30 |
| 600 | CHF 85.50 | CHF 81.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.