Atupri SmartCare — Geneva
Geneva: the SmartCare model from Atupri costs CHF 613.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 613.90, SmartCare is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 1'004.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 613.90 | CHF 583.20 |
| 500 | CHF 602.30 | CHF 572.20 |
| 1'000 | CHF 573.10 | CHF 544.40 |
| 1'500 | CHF 543.90 | CHF 516.70 |
| 2'000 | CHF 514.80 | CHF 489.10 |
| 2'500 | CHF 485.60 | CHF 461.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 460.40 | CHF 437.40 |
| 500 | CHF 448.80 | CHF 426.40 |
| 1'000 | CHF 419.60 | CHF 398.60 |
| 1'500 | CHF 390.40 | CHF 370.90 |
| 2'000 | CHF 361.30 | CHF 343.20 |
| 2'500 | CHF 332.10 | CHF 315.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 165.80 | CHF 157.50 |
| 100 | CHF 160.00 | CHF 152.00 |
| 200 | CHF 154.20 | CHF 146.50 |
| 400 | CHF 142.50 | CHF 135.40 |
| 600 | CHF 130.80 | CHF 124.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.