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Atupri SmartCare — Geneva

Geneva: the SmartCare model from Atupri costs CHF 613.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 613.90, SmartCare is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 1'004.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 613.90CHF 583.20
500CHF 602.30CHF 572.20
1'000CHF 573.10CHF 544.40
1'500CHF 543.90CHF 516.70
2'000CHF 514.80CHF 489.10
2'500CHF 485.60CHF 461.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 460.40CHF 437.40
500CHF 448.80CHF 426.40
1'000CHF 419.60CHF 398.60
1'500CHF 390.40CHF 370.90
2'000CHF 361.30CHF 343.20
2'500CHF 332.10CHF 315.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 165.80CHF 157.50
100CHF 160.00CHF 152.00
200CHF 154.20CHF 146.50
400CHF 142.50CHF 135.40
600CHF 130.80CHF 124.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.