Atupri SmartCare — Obwalden
Obwalden: the SmartCare model from Atupri costs CHF 415.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 415.80, SmartCare is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 680.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 415.80 | CHF 395.00 |
| 500 | CHF 404.20 | CHF 384.00 |
| 1'000 | CHF 375.00 | CHF 356.30 |
| 1'500 | CHF 345.80 | CHF 328.50 |
| 2'000 | CHF 316.70 | CHF 300.90 |
| 2'500 | CHF 287.50 | CHF 273.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 311.90 | CHF 296.30 |
| 500 | CHF 300.30 | CHF 285.30 |
| 1'000 | CHF 271.10 | CHF 257.50 |
| 1'500 | CHF 241.90 | CHF 229.80 |
| 2'000 | CHF 212.80 | CHF 202.20 |
| 2'500 | CHF 186.50 | CHF 177.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.30 | CHF 106.70 |
| 100 | CHF 106.50 | CHF 101.20 |
| 200 | CHF 100.70 | CHF 95.70 |
| 400 | CHF 89.00 | CHF 84.60 |
| 600 | CHF 77.30 | CHF 73.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.