Atupri SmartCare — Region 1, Schaffhausen
Region 1, Schaffhausen: the SmartCare model from Atupri costs CHF 522.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 522.00, SmartCare is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 774.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 522.00 | CHF 495.90 |
| 500 | CHF 510.40 | CHF 484.90 |
| 1'000 | CHF 481.20 | CHF 457.10 |
| 1'500 | CHF 452.00 | CHF 429.40 |
| 2'000 | CHF 422.90 | CHF 401.80 |
| 2'500 | CHF 393.70 | CHF 374.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 391.50 | CHF 371.90 |
| 500 | CHF 379.90 | CHF 360.90 |
| 1'000 | CHF 350.70 | CHF 333.20 |
| 1'500 | CHF 321.50 | CHF 305.40 |
| 2'000 | CHF 292.40 | CHF 277.80 |
| 2'500 | CHF 263.20 | CHF 250.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.00 | CHF 134.00 |
| 100 | CHF 135.20 | CHF 128.40 |
| 200 | CHF 129.40 | CHF 122.90 |
| 400 | CHF 117.70 | CHF 111.80 |
| 600 | CHF 106.00 | CHF 100.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.