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Sophie

Atupri SmartCare — Region 1, Schaffhausen

Region 1, Schaffhausen: the SmartCare model from Atupri costs CHF 522.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 522.00, SmartCare is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 774.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 522.00CHF 495.90
500CHF 510.40CHF 484.90
1'000CHF 481.20CHF 457.10
1'500CHF 452.00CHF 429.40
2'000CHF 422.90CHF 401.80
2'500CHF 393.70CHF 374.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 391.50CHF 371.90
500CHF 379.90CHF 360.90
1'000CHF 350.70CHF 333.20
1'500CHF 321.50CHF 305.40
2'000CHF 292.40CHF 277.80
2'500CHF 263.20CHF 250.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 141.00CHF 134.00
100CHF 135.20CHF 128.40
200CHF 129.40CHF 122.90
400CHF 117.70CHF 111.80
600CHF 106.00CHF 100.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.