Atupri SmartCare — Neuchâtel
Neuchâtel: the SmartCare model from Atupri costs CHF 585.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 585.70, SmartCare is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 842.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 585.70 | CHF 556.40 |
| 500 | CHF 574.10 | CHF 545.40 |
| 1'000 | CHF 544.90 | CHF 517.70 |
| 1'500 | CHF 515.70 | CHF 489.90 |
| 2'000 | CHF 486.60 | CHF 462.30 |
| 2'500 | CHF 457.40 | CHF 434.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 439.30 | CHF 417.30 |
| 500 | CHF 427.70 | CHF 406.30 |
| 1'000 | CHF 398.50 | CHF 378.60 |
| 1'500 | CHF 369.30 | CHF 350.80 |
| 2'000 | CHF 340.20 | CHF 323.20 |
| 2'500 | CHF 311.00 | CHF 295.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 158.20 | CHF 150.30 |
| 100 | CHF 152.40 | CHF 144.80 |
| 200 | CHF 146.60 | CHF 139.30 |
| 400 | CHF 134.90 | CHF 128.20 |
| 600 | CHF 123.20 | CHF 117.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.