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Atupri SmartCare — Thurgau

Thurgau: the SmartCare model from Atupri costs CHF 467.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 467.90, SmartCare is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 658.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 467.90CHF 444.50
500CHF 456.30CHF 433.50
1'000CHF 427.10CHF 405.70
1'500CHF 397.90CHF 378.00
2'000CHF 368.80CHF 350.40
2'500CHF 339.60CHF 322.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 350.90CHF 333.40
500CHF 339.30CHF 322.30
1'000CHF 310.10CHF 294.60
1'500CHF 280.90CHF 266.90
2'000CHF 251.80CHF 239.20
2'500CHF 222.60CHF 211.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 126.40CHF 120.10
100CHF 120.60CHF 114.60
200CHF 114.80CHF 109.10
400CHF 103.10CHF 97.90
600CHF 91.40CHF 86.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.