Atupri SmartCare — Thurgau
Thurgau: the SmartCare model from Atupri costs CHF 467.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 467.90, SmartCare is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 658.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 467.90 | CHF 444.50 |
| 500 | CHF 456.30 | CHF 433.50 |
| 1'000 | CHF 427.10 | CHF 405.70 |
| 1'500 | CHF 397.90 | CHF 378.00 |
| 2'000 | CHF 368.80 | CHF 350.40 |
| 2'500 | CHF 339.60 | CHF 322.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 350.90 | CHF 333.40 |
| 500 | CHF 339.30 | CHF 322.30 |
| 1'000 | CHF 310.10 | CHF 294.60 |
| 1'500 | CHF 280.90 | CHF 266.90 |
| 2'000 | CHF 251.80 | CHF 239.20 |
| 2'500 | CHF 222.60 | CHF 211.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.40 | CHF 120.10 |
| 100 | CHF 120.60 | CHF 114.60 |
| 200 | CHF 114.80 | CHF 109.10 |
| 400 | CHF 103.10 | CHF 97.90 |
| 600 | CHF 91.40 | CHF 86.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.