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Sophie

Atupri SmartCare — Region 2, Schaffhausen

Region 2, Schaffhausen: the SmartCare model from Atupri costs CHF 516.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 516.10, SmartCare is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 844.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 516.10CHF 490.30
500CHF 504.50CHF 479.30
1'000CHF 475.30CHF 451.50
1'500CHF 446.10CHF 423.80
2'000CHF 417.00CHF 396.20
2'500CHF 387.80CHF 368.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 387.10CHF 367.70
500CHF 375.50CHF 356.70
1'000CHF 346.30CHF 329.00
1'500CHF 317.10CHF 301.20
2'000CHF 288.00CHF 273.60
2'500CHF 258.80CHF 245.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 139.40CHF 132.40
100CHF 133.60CHF 126.90
200CHF 127.80CHF 121.40
400CHF 116.10CHF 110.30
600CHF 104.40CHF 99.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.