Atupri SmartCare — Region 1, Grisons
Region 1, Grisons: the SmartCare model from Atupri costs CHF 529.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 529.60, SmartCare is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 784.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 529.60 | CHF 503.10 |
| 500 | CHF 518.00 | CHF 492.10 |
| 1'000 | CHF 488.80 | CHF 464.40 |
| 1'500 | CHF 459.60 | CHF 436.60 |
| 2'000 | CHF 430.50 | CHF 409.00 |
| 2'500 | CHF 401.30 | CHF 381.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 397.20 | CHF 377.30 |
| 500 | CHF 385.60 | CHF 366.30 |
| 1'000 | CHF 356.40 | CHF 338.60 |
| 1'500 | CHF 327.20 | CHF 310.80 |
| 2'000 | CHF 298.10 | CHF 283.20 |
| 2'500 | CHF 268.90 | CHF 255.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 143.00 | CHF 135.90 |
| 100 | CHF 137.20 | CHF 130.30 |
| 200 | CHF 131.40 | CHF 124.80 |
| 400 | CHF 119.70 | CHF 113.70 |
| 600 | CHF 108.00 | CHF 102.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.