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Sophie

Atupri SmartCare — Region 1, Ticino

Region 1, Ticino: the SmartCare model from Atupri costs CHF 654.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 654.80, SmartCare is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 921.60 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 654.80CHF 622.10
500CHF 643.20CHF 611.00
1'000CHF 614.00CHF 583.30
1'500CHF 584.80CHF 555.60
2'000CHF 555.70CHF 527.90
2'500CHF 526.50CHF 500.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 491.10CHF 466.50
500CHF 479.50CHF 455.50
1'000CHF 450.30CHF 427.80
1'500CHF 421.10CHF 400.00
2'000CHF 392.00CHF 372.40
2'500CHF 362.80CHF 344.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 176.80CHF 168.00
100CHF 171.00CHF 162.50
200CHF 165.20CHF 156.90
400CHF 153.50CHF 145.80
600CHF 141.80CHF 134.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.