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Sophie

Atupri SmartCare — Region 2, Ticino

Region 2, Ticino: the SmartCare model from Atupri costs CHF 601.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 601.30, SmartCare is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 984.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 601.30CHF 571.20
500CHF 589.70CHF 560.20
1'000CHF 560.50CHF 532.50
1'500CHF 531.30CHF 504.70
2'000CHF 502.20CHF 477.10
2'500CHF 473.00CHF 449.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 451.00CHF 428.50
500CHF 439.40CHF 417.40
1'000CHF 410.20CHF 389.70
1'500CHF 381.00CHF 362.00
2'000CHF 351.90CHF 334.30
2'500CHF 322.70CHF 306.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 162.40CHF 154.30
100CHF 156.60CHF 148.80
200CHF 150.80CHF 143.30
400CHF 139.10CHF 132.10
600CHF 127.40CHF 121.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.