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Sophie

Atupri SmartCare — Region 1, Vaud

Region 1, Vaud: the SmartCare model from Atupri costs CHF 583.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 583.40, SmartCare is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 790.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 583.40CHF 554.20
500CHF 571.80CHF 543.20
1'000CHF 542.60CHF 515.50
1'500CHF 513.40CHF 487.70
2'000CHF 484.30CHF 460.10
2'500CHF 455.10CHF 432.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 427.10CHF 405.70
500CHF 415.50CHF 394.70
1'000CHF 386.30CHF 367.00
1'500CHF 357.10CHF 339.20
2'000CHF 328.00CHF 311.60
2'500CHF 298.80CHF 283.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 151.70CHF 144.10
100CHF 145.90CHF 138.60
200CHF 140.10CHF 133.10
400CHF 128.40CHF 122.00
600CHF 116.70CHF 110.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.