Atupri SmartCare — Zug
Zug: the SmartCare model from Atupri costs CHF 376.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 376.20, SmartCare is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 734.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 376.20 | CHF 357.40 |
| 500 | CHF 364.60 | CHF 346.40 |
| 1'000 | CHF 335.40 | CHF 318.60 |
| 1'500 | CHF 306.20 | CHF 290.90 |
| 2'000 | CHF 277.10 | CHF 263.20 |
| 2'500 | CHF 247.90 | CHF 235.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 282.20 | CHF 268.10 |
| 500 | CHF 270.60 | CHF 257.10 |
| 1'000 | CHF 241.40 | CHF 229.30 |
| 1'500 | CHF 212.20 | CHF 201.60 |
| 2'000 | CHF 183.10 | CHF 173.90 |
| 2'500 | CHF 172.70 | CHF 164.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 101.60 | CHF 96.50 |
| 100 | CHF 95.80 | CHF 91.00 |
| 200 | CHF 90.00 | CHF 85.50 |
| 400 | CHF 78.30 | CHF 74.40 |
| 600 | CHF 66.60 | CHF 63.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.