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Atupri SmartCare — Zug

Zug: the SmartCare model from Atupri costs CHF 376.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 376.20, SmartCare is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, SmartCare costs CHF 734.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 376.20CHF 357.40
500CHF 364.60CHF 346.40
1'000CHF 335.40CHF 318.60
1'500CHF 306.20CHF 290.90
2'000CHF 277.10CHF 263.20
2'500CHF 247.90CHF 235.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 282.20CHF 268.10
500CHF 270.60CHF 257.10
1'000CHF 241.40CHF 229.30
1'500CHF 212.20CHF 201.60
2'000CHF 183.10CHF 173.90
2'500CHF 172.70CHF 164.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 101.60CHF 96.50
100CHF 95.80CHF 91.00
200CHF 90.00CHF 85.50
400CHF 78.30CHF 74.40
600CHF 66.60CHF 63.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.