Atupri SmartCare — Region 1, Zurich
Region 1, Zurich: the SmartCare model from Atupri costs CHF 543.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 543.90, SmartCare is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 957.60 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 543.90 | CHF 516.70 |
| 500 | CHF 532.30 | CHF 505.70 |
| 1'000 | CHF 503.10 | CHF 477.90 |
| 1'500 | CHF 473.90 | CHF 450.20 |
| 2'000 | CHF 444.80 | CHF 422.60 |
| 2'500 | CHF 415.60 | CHF 394.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 407.90 | CHF 387.50 |
| 500 | CHF 396.30 | CHF 376.50 |
| 1'000 | CHF 367.10 | CHF 348.70 |
| 1'500 | CHF 337.90 | CHF 321.00 |
| 2'000 | CHF 308.80 | CHF 293.40 |
| 2'500 | CHF 279.60 | CHF 265.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 146.80 | CHF 139.50 |
| 100 | CHF 141.00 | CHF 134.00 |
| 200 | CHF 135.20 | CHF 128.40 |
| 400 | CHF 123.50 | CHF 117.30 |
| 600 | CHF 111.80 | CHF 106.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.