Atupri SmartCare — Region 2, Zurich
Region 2, Zurich: the SmartCare model from Atupri costs CHF 495.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 495.70, SmartCare is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 750.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 495.70 | CHF 470.90 |
| 500 | CHF 484.10 | CHF 459.90 |
| 1'000 | CHF 454.90 | CHF 432.20 |
| 1'500 | CHF 425.70 | CHF 404.40 |
| 2'000 | CHF 396.60 | CHF 376.80 |
| 2'500 | CHF 367.40 | CHF 349.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 371.80 | CHF 353.20 |
| 500 | CHF 360.20 | CHF 342.20 |
| 1'000 | CHF 331.00 | CHF 314.50 |
| 1'500 | CHF 301.80 | CHF 286.70 |
| 2'000 | CHF 272.70 | CHF 259.10 |
| 2'500 | CHF 243.50 | CHF 231.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.80 | CHF 127.10 |
| 100 | CHF 128.00 | CHF 121.60 |
| 200 | CHF 122.20 | CHF 116.10 |
| 400 | CHF 110.50 | CHF 105.00 |
| 600 | CHF 98.80 | CHF 93.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.