Atupri SmartCare — Region 3, Zurich
Region 3, Zurich: the SmartCare model from Atupri costs CHF 470.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 470.00, SmartCare is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SmartCare costs CHF 697.20 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 470.00 | CHF 446.50 |
| 500 | CHF 458.40 | CHF 435.50 |
| 1'000 | CHF 429.20 | CHF 407.70 |
| 1'500 | CHF 400.00 | CHF 380.00 |
| 2'000 | CHF 370.90 | CHF 352.40 |
| 2'500 | CHF 341.70 | CHF 324.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 352.50 | CHF 334.90 |
| 500 | CHF 340.90 | CHF 323.90 |
| 1'000 | CHF 311.70 | CHF 296.10 |
| 1'500 | CHF 282.50 | CHF 268.40 |
| 2'000 | CHF 253.40 | CHF 240.70 |
| 2'500 | CHF 224.20 | CHF 213.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.90 | CHF 120.60 |
| 100 | CHF 121.10 | CHF 115.00 |
| 200 | CHF 115.30 | CHF 109.50 |
| 400 | CHF 103.60 | CHF 98.40 |
| 600 | CHF 91.90 | CHF 87.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.