Avenir SanaTel — Aargau
Aargau: the SanaTel model from Avenir costs CHF 518.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 518.70, SanaTel is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 729.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 518.70 | CHF 482.40 |
| 500 | CHF 507.20 | CHF 471.70 |
| 1'000 | CHF 478.20 | CHF 444.70 |
| 1'500 | CHF 448.70 | CHF 417.30 |
| 2'000 | CHF 419.70 | CHF 390.30 |
| 2'500 | CHF 390.70 | CHF 363.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.60 | CHF 354.00 |
| 500 | CHF 369.10 | CHF 343.30 |
| 1'000 | CHF 340.10 | CHF 316.30 |
| 1'500 | CHF 310.60 | CHF 288.90 |
| 2'000 | CHF 281.60 | CHF 261.90 |
| 2'500 | CHF 252.60 | CHF 234.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.30 | CHF 118.40 |
| 100 | CHF 121.50 | CHF 113.00 |
| 200 | CHF 115.70 | CHF 107.60 |
| 300 | CHF 109.80 | CHF 102.10 |
| 400 | CHF 104.00 | CHF 96.70 |
| 500 | CHF 98.20 | CHF 91.30 |
| 600 | CHF 92.30 | CHF 85.80 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.