Avenir SanaTel — Region 2, Schaffhausen
Region 2, Schaffhausen: the SanaTel model from Avenir costs CHF 547.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 547.00, SanaTel is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 769.20 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 547.00 | CHF 508.70 |
| 500 | CHF 535.50 | CHF 498.00 |
| 1'000 | CHF 506.50 | CHF 471.00 |
| 1'500 | CHF 477.00 | CHF 443.60 |
| 2'000 | CHF 448.00 | CHF 416.60 |
| 2'500 | CHF 419.00 | CHF 389.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 406.30 | CHF 377.80 |
| 500 | CHF 394.80 | CHF 367.10 |
| 1'000 | CHF 365.80 | CHF 340.20 |
| 1'500 | CHF 336.30 | CHF 312.70 |
| 2'000 | CHF 307.30 | CHF 285.80 |
| 2'500 | CHF 278.30 | CHF 258.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.20 | CHF 123.90 |
| 100 | CHF 127.40 | CHF 118.50 |
| 200 | CHF 121.60 | CHF 113.10 |
| 300 | CHF 115.70 | CHF 107.60 |
| 400 | CHF 109.90 | CHF 102.20 |
| 500 | CHF 104.10 | CHF 96.80 |
| 600 | CHF 98.20 | CHF 91.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.