Avenir SanaTel — Region 2, Fribourg
Region 2, Fribourg: the SanaTel model from Avenir costs CHF 530.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 530.20, SanaTel is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 746.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 530.20 | CHF 493.10 |
| 500 | CHF 518.70 | CHF 482.40 |
| 1'000 | CHF 489.70 | CHF 455.40 |
| 1'500 | CHF 460.20 | CHF 428.00 |
| 2'000 | CHF 431.20 | CHF 401.00 |
| 2'500 | CHF 402.20 | CHF 374.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.40 | CHF 355.60 |
| 500 | CHF 370.90 | CHF 345.00 |
| 1'000 | CHF 341.90 | CHF 318.00 |
| 1'500 | CHF 312.40 | CHF 290.50 |
| 2'000 | CHF 283.40 | CHF 263.60 |
| 2'500 | CHF 254.40 | CHF 236.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.10 | CHF 125.70 |
| 100 | CHF 129.30 | CHF 120.30 |
| 200 | CHF 123.50 | CHF 114.90 |
| 300 | CHF 117.60 | CHF 109.40 |
| 400 | CHF 111.80 | CHF 104.00 |
| 500 | CHF 106.00 | CHF 98.60 |
| 600 | CHF 100.10 | CHF 93.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.