Avenir SanaTel — Glarus
Glarus: the SanaTel model from Avenir costs CHF 485.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 485.50, SanaTel is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 682.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 485.50 | CHF 451.50 |
| 500 | CHF 474.00 | CHF 440.80 |
| 1'000 | CHF 445.00 | CHF 413.90 |
| 1'500 | CHF 415.50 | CHF 386.40 |
| 2'000 | CHF 386.50 | CHF 359.40 |
| 2'500 | CHF 357.50 | CHF 332.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 359.90 | CHF 334.70 |
| 500 | CHF 348.40 | CHF 324.00 |
| 1'000 | CHF 319.40 | CHF 297.00 |
| 1'500 | CHF 289.90 | CHF 269.60 |
| 2'000 | CHF 260.90 | CHF 242.60 |
| 2'500 | CHF 231.90 | CHF 215.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.70 | CHF 112.20 |
| 100 | CHF 114.90 | CHF 106.80 |
| 200 | CHF 109.10 | CHF 101.50 |
| 300 | CHF 103.20 | CHF 96.00 |
| 400 | CHF 97.40 | CHF 90.60 |
| 500 | CHF 91.60 | CHF 85.20 |
| 600 | CHF 85.70 | CHF 79.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.