Avenir SanaTel — Nidwalden
Nidwalden: the SanaTel model from Avenir costs CHF 468.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 468.00, SanaTel is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 657.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 468.00 | CHF 435.20 |
| 500 | CHF 456.50 | CHF 424.50 |
| 1'000 | CHF 427.50 | CHF 397.50 |
| 1'500 | CHF 398.00 | CHF 370.10 |
| 2'000 | CHF 369.00 | CHF 343.10 |
| 2'500 | CHF 340.00 | CHF 316.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 346.90 | CHF 322.70 |
| 500 | CHF 335.40 | CHF 312.00 |
| 1'000 | CHF 306.40 | CHF 285.00 |
| 1'500 | CHF 276.90 | CHF 257.60 |
| 2'000 | CHF 247.90 | CHF 230.60 |
| 2'500 | CHF 218.90 | CHF 203.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 104.90 | CHF 97.60 |
| 100 | CHF 99.10 | CHF 92.20 |
| 200 | CHF 93.30 | CHF 86.80 |
| 300 | CHF 87.40 | CHF 81.30 |
| 400 | CHF 81.60 | CHF 75.90 |
| 500 | CHF 75.80 | CHF 70.50 |
| 600 | CHF 69.90 | CHF 65.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.