Avenir SanaTel — Thurgau
Thurgau: the SanaTel model from Avenir costs CHF 468.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 468.40, SanaTel is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 1'070.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 468.40 | CHF 435.60 |
| 500 | CHF 456.90 | CHF 425.00 |
| 1'000 | CHF 427.90 | CHF 398.00 |
| 1'500 | CHF 398.40 | CHF 370.50 |
| 2'000 | CHF 369.40 | CHF 343.60 |
| 2'500 | CHF 340.40 | CHF 316.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 341.90 | CHF 318.00 |
| 500 | CHF 330.40 | CHF 307.30 |
| 1'000 | CHF 301.40 | CHF 280.30 |
| 1'500 | CHF 271.90 | CHF 252.90 |
| 2'000 | CHF 242.90 | CHF 225.90 |
| 2'500 | CHF 217.30 | CHF 202.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.70 | CHF 119.70 |
| 100 | CHF 122.90 | CHF 114.30 |
| 200 | CHF 117.10 | CHF 108.90 |
| 300 | CHF 111.20 | CHF 103.50 |
| 400 | CHF 105.40 | CHF 98.10 |
| 500 | CHF 99.60 | CHF 92.70 |
| 600 | CHF 93.70 | CHF 87.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.