Avenir SanaTel — Schwyz
Schwyz: the SanaTel model from Avenir costs CHF 476.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 476.30, SanaTel is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 669.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 476.30 | CHF 442.90 |
| 500 | CHF 464.80 | CHF 432.20 |
| 1'000 | CHF 435.80 | CHF 405.30 |
| 1'500 | CHF 406.30 | CHF 377.80 |
| 2'000 | CHF 377.30 | CHF 350.90 |
| 2'500 | CHF 348.30 | CHF 323.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 349.70 | CHF 325.20 |
| 500 | CHF 338.20 | CHF 314.50 |
| 1'000 | CHF 309.20 | CHF 287.50 |
| 1'500 | CHF 279.70 | CHF 260.10 |
| 2'000 | CHF 250.70 | CHF 233.10 |
| 2'500 | CHF 221.70 | CHF 206.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.70 | CHF 99.30 |
| 100 | CHF 100.90 | CHF 93.90 |
| 200 | CHF 95.10 | CHF 88.50 |
| 300 | CHF 89.20 | CHF 83.00 |
| 400 | CHF 83.40 | CHF 77.60 |
| 500 | CHF 77.60 | CHF 72.20 |
| 600 | CHF 71.70 | CHF 66.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.