Avenir SanaTel — Region 1, Grisons
Region 1, Grisons: the SanaTel model from Avenir costs CHF 520.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 520.00, SanaTel is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 732.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 520.00 | CHF 483.60 |
| 500 | CHF 508.50 | CHF 473.00 |
| 1'000 | CHF 479.50 | CHF 446.00 |
| 1'500 | CHF 450.00 | CHF 418.50 |
| 2'000 | CHF 421.00 | CHF 391.60 |
| 2'500 | CHF 392.00 | CHF 364.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 395.70 | CHF 368.00 |
| 500 | CHF 384.20 | CHF 357.30 |
| 1'000 | CHF 355.20 | CHF 330.40 |
| 1'500 | CHF 325.70 | CHF 302.90 |
| 2'000 | CHF 296.70 | CHF 275.90 |
| 2'500 | CHF 267.70 | CHF 249.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 147.30 | CHF 137.00 |
| 100 | CHF 141.50 | CHF 131.60 |
| 200 | CHF 135.70 | CHF 126.20 |
| 300 | CHF 129.80 | CHF 120.70 |
| 400 | CHF 124.00 | CHF 115.30 |
| 500 | CHF 118.20 | CHF 109.90 |
| 600 | CHF 112.30 | CHF 104.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.