Avenir SanaTel — Basel-Stadt
Basel-Stadt: the SanaTel model from Avenir costs CHF 615.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 615.90, SanaTel is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 866.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 615.90 | CHF 572.80 |
| 500 | CHF 604.40 | CHF 562.10 |
| 1'000 | CHF 575.40 | CHF 535.10 |
| 1'500 | CHF 545.90 | CHF 507.70 |
| 2'000 | CHF 516.90 | CHF 480.70 |
| 2'500 | CHF 487.90 | CHF 453.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 458.20 | CHF 426.10 |
| 500 | CHF 446.70 | CHF 415.40 |
| 1'000 | CHF 417.70 | CHF 388.40 |
| 1'500 | CHF 388.20 | CHF 361.00 |
| 2'000 | CHF 359.20 | CHF 334.00 |
| 2'500 | CHF 330.20 | CHF 307.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 161.90 | CHF 150.50 |
| 100 | CHF 156.10 | CHF 145.10 |
| 200 | CHF 150.30 | CHF 139.70 |
| 300 | CHF 144.40 | CHF 134.30 |
| 400 | CHF 138.60 | CHF 128.90 |
| 500 | CHF 132.80 | CHF 123.50 |
| 600 | CHF 126.90 | CHF 118.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.