Avenir SanaTel — Region 2, Ticino
Region 2, Ticino: the SanaTel model from Avenir costs CHF 640.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 640.40, SanaTel is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 901.20 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 640.40 | CHF 595.60 |
| 500 | CHF 628.90 | CHF 584.90 |
| 1'000 | CHF 599.90 | CHF 557.90 |
| 1'500 | CHF 570.40 | CHF 530.50 |
| 2'000 | CHF 541.40 | CHF 503.50 |
| 2'500 | CHF 512.40 | CHF 476.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 482.20 | CHF 448.50 |
| 500 | CHF 470.70 | CHF 437.80 |
| 1'000 | CHF 441.70 | CHF 410.80 |
| 1'500 | CHF 412.20 | CHF 383.40 |
| 2'000 | CHF 383.20 | CHF 356.40 |
| 2'500 | CHF 354.20 | CHF 329.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 155.70 | CHF 144.80 |
| 100 | CHF 149.90 | CHF 139.50 |
| 200 | CHF 144.10 | CHF 134.10 |
| 300 | CHF 138.20 | CHF 128.60 |
| 400 | CHF 132.40 | CHF 123.20 |
| 500 | CHF 126.60 | CHF 117.80 |
| 600 | CHF 120.70 | CHF 112.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.