Avenir SanaTel — Uri
Uri: the SanaTel model from Avenir costs CHF 481.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 481.20, SanaTel is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 676.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 481.20 | CHF 447.50 |
| 500 | CHF 469.70 | CHF 436.80 |
| 1'000 | CHF 440.70 | CHF 409.90 |
| 1'500 | CHF 411.20 | CHF 382.40 |
| 2'000 | CHF 382.20 | CHF 355.50 |
| 2'500 | CHF 353.20 | CHF 328.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 332.80 | CHF 309.50 |
| 500 | CHF 321.30 | CHF 298.80 |
| 1'000 | CHF 292.30 | CHF 271.90 |
| 1'500 | CHF 262.80 | CHF 244.40 |
| 2'000 | CHF 233.80 | CHF 217.50 |
| 2'500 | CHF 204.80 | CHF 190.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.90 | CHF 109.60 |
| 100 | CHF 112.10 | CHF 104.20 |
| 200 | CHF 106.30 | CHF 98.80 |
| 300 | CHF 100.40 | CHF 93.40 |
| 400 | CHF 94.60 | CHF 88.00 |
| 500 | CHF 88.80 | CHF 82.60 |
| 600 | CHF 82.90 | CHF 77.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.