Avenir SanaTel — Region 1, Valais
Region 1, Valais: the SanaTel model from Avenir costs CHF 557.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 557.50, SanaTel is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 783.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 557.50 | CHF 518.40 |
| 500 | CHF 546.00 | CHF 507.70 |
| 1'000 | CHF 517.00 | CHF 480.80 |
| 1'500 | CHF 487.50 | CHF 453.30 |
| 2'000 | CHF 458.50 | CHF 426.40 |
| 2'500 | CHF 429.50 | CHF 399.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 404.10 | CHF 375.80 |
| 500 | CHF 392.60 | CHF 365.20 |
| 1'000 | CHF 363.60 | CHF 338.20 |
| 1'500 | CHF 334.10 | CHF 310.70 |
| 2'000 | CHF 305.10 | CHF 283.80 |
| 2'500 | CHF 276.10 | CHF 256.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 134.70 | CHF 125.30 |
| 100 | CHF 128.90 | CHF 119.90 |
| 200 | CHF 123.10 | CHF 114.50 |
| 300 | CHF 117.20 | CHF 109.00 |
| 400 | CHF 111.40 | CHF 103.60 |
| 500 | CHF 105.60 | CHF 98.20 |
| 600 | CHF 99.70 | CHF 92.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.