Avenir SanaTel — Region 2, Vaud
Region 2, Vaud: the SanaTel model from Avenir costs CHF 593.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 593.60, SanaTel is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, SanaTel costs CHF 880.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 593.60 | CHF 552.00 |
| 500 | CHF 582.10 | CHF 541.40 |
| 1'000 | CHF 553.10 | CHF 514.40 |
| 1'500 | CHF 523.60 | CHF 486.90 |
| 2'000 | CHF 494.60 | CHF 460.00 |
| 2'500 | CHF 465.60 | CHF 433.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 422.90 | CHF 393.30 |
| 500 | CHF 411.40 | CHF 382.60 |
| 1'000 | CHF 382.40 | CHF 355.60 |
| 1'500 | CHF 352.90 | CHF 328.20 |
| 2'000 | CHF 323.90 | CHF 301.20 |
| 2'500 | CHF 294.90 | CHF 274.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 162.10 | CHF 150.80 |
| 100 | CHF 156.30 | CHF 145.40 |
| 200 | CHF 150.50 | CHF 140.00 |
| 300 | CHF 144.60 | CHF 134.50 |
| 400 | CHF 138.80 | CHF 129.10 |
| 500 | CHF 133.00 | CHF 123.70 |
| 600 | CHF 127.10 | CHF 118.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.