KPT CPTwin.doc — Basel-Stadt
Basel-Stadt: the CPTwin.doc model from KPT costs CHF 637.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 637.00, CPTwin.doc is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 1'077.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 637.00 | CHF 592.40 |
| 500 | CHF 625.40 | CHF 581.60 |
| 1'000 | CHF 596.20 | CHF 554.50 |
| 1'500 | CHF 567.00 | CHF 527.30 |
| 2'500 | CHF 508.70 | CHF 473.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 513.40 | CHF 477.50 |
| 500 | CHF 501.80 | CHF 466.70 |
| 1'000 | CHF 472.60 | CHF 439.50 |
| 1'500 | CHF 443.40 | CHF 412.40 |
| 2'500 | CHF 385.10 | CHF 358.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 148.30 | CHF 137.90 |
| 200 | CHF 138.40 | CHF 128.70 |
| 400 | CHF 128.50 | CHF 119.50 |
| 600 | CHF 118.50 | CHF 110.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.