KPT CPTwin.doc — Geneva
Geneva: the CPTwin.doc model from KPT costs CHF 657.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 657.80, CPTwin.doc is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 1'120.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 657.80 | CHF 611.80 |
| 500 | CHF 646.20 | CHF 601.00 |
| 1'000 | CHF 617.00 | CHF 573.80 |
| 1'500 | CHF 587.80 | CHF 546.70 |
| 2'500 | CHF 529.50 | CHF 492.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 530.10 | CHF 493.00 |
| 500 | CHF 518.50 | CHF 482.20 |
| 1'000 | CHF 489.30 | CHF 455.00 |
| 1'500 | CHF 460.10 | CHF 427.90 |
| 2'500 | CHF 401.80 | CHF 373.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 153.40 | CHF 142.60 |
| 200 | CHF 143.50 | CHF 133.40 |
| 400 | CHF 133.60 | CHF 124.20 |
| 600 | CHF 123.60 | CHF 114.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.