KPT CPTwin.doc — Region 2, Schaffhausen
Region 2, Schaffhausen: the CPTwin.doc model from KPT costs CHF 490.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 490.30, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 766.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 490.30 | CHF 456.00 |
| 500 | CHF 478.70 | CHF 445.20 |
| 1'000 | CHF 449.50 | CHF 418.00 |
| 1'500 | CHF 420.30 | CHF 390.90 |
| 2'500 | CHF 362.00 | CHF 336.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 396.10 | CHF 368.40 |
| 500 | CHF 384.50 | CHF 357.60 |
| 1'000 | CHF 355.30 | CHF 330.40 |
| 1'500 | CHF 326.10 | CHF 303.30 |
| 2'500 | CHF 267.80 | CHF 249.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.20 | CHF 105.20 |
| 200 | CHF 103.30 | CHF 96.00 |
| 400 | CHF 93.40 | CHF 86.80 |
| 600 | CHF 83.40 | CHF 77.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.