KPT CPTwin.doc — Obwalden
Obwalden: the CPTwin.doc model from KPT costs CHF 480.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 480.40, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 745.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 480.40 | CHF 446.80 |
| 500 | CHF 468.80 | CHF 436.00 |
| 1'000 | CHF 439.60 | CHF 408.80 |
| 1'500 | CHF 410.40 | CHF 381.70 |
| 2'500 | CHF 352.10 | CHF 327.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 388.10 | CHF 360.90 |
| 500 | CHF 376.50 | CHF 350.10 |
| 1'000 | CHF 347.30 | CHF 323.00 |
| 1'500 | CHF 318.10 | CHF 295.80 |
| 2'500 | CHF 259.80 | CHF 241.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.80 | CHF 103.00 |
| 200 | CHF 100.90 | CHF 93.80 |
| 400 | CHF 91.00 | CHF 84.60 |
| 600 | CHF 81.00 | CHF 75.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.