KPT CPTwin.doc — Region 1, Bern
Region 1, Bern: the CPTwin.doc model from KPT costs CHF 600.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 600.60, CPTwin.doc is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 1'080.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 600.60 | CHF 558.60 |
| 500 | CHF 589.00 | CHF 547.80 |
| 1'000 | CHF 559.80 | CHF 520.60 |
| 1'500 | CHF 530.60 | CHF 493.50 |
| 2'500 | CHF 472.30 | CHF 439.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 484.60 | CHF 450.70 |
| 500 | CHF 473.00 | CHF 439.90 |
| 1'000 | CHF 443.80 | CHF 412.70 |
| 1'500 | CHF 414.60 | CHF 385.60 |
| 2'500 | CHF 356.30 | CHF 331.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.30 | CHF 129.50 |
| 200 | CHF 129.50 | CHF 120.40 |
| 400 | CHF 119.70 | CHF 111.30 |
| 600 | CHF 109.90 | CHF 102.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.