KPT CPTwin.doc — Region 2, Grisons
Region 2, Grisons: the CPTwin.doc model from KPT costs CHF 447.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 447.90, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 1'082.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 447.90 | CHF 416.50 |
| 500 | CHF 436.30 | CHF 405.80 |
| 1'000 | CHF 407.10 | CHF 378.60 |
| 1'500 | CHF 377.90 | CHF 351.40 |
| 2'500 | CHF 319.60 | CHF 297.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 364.00 | CHF 338.50 |
| 500 | CHF 352.40 | CHF 327.70 |
| 1'000 | CHF 323.20 | CHF 300.60 |
| 1'500 | CHF 294.00 | CHF 273.40 |
| 2'500 | CHF 235.70 | CHF 219.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 100.80 | CHF 93.70 |
| 200 | CHF 91.80 | CHF 85.30 |
| 400 | CHF 82.60 | CHF 76.80 |
| 600 | CHF 73.50 | CHF 68.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.