KPT CPTwin.doc — Schwyz
Schwyz: the CPTwin.doc model from KPT costs CHF 489.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 489.90, CPTwin.doc is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 765.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 489.90 | CHF 455.60 |
| 500 | CHF 478.30 | CHF 444.80 |
| 1'000 | CHF 449.10 | CHF 417.70 |
| 1'500 | CHF 419.90 | CHF 390.50 |
| 2'500 | CHF 361.60 | CHF 336.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 395.80 | CHF 368.10 |
| 500 | CHF 384.20 | CHF 357.30 |
| 1'000 | CHF 355.00 | CHF 330.20 |
| 1'500 | CHF 325.80 | CHF 303.00 |
| 2'500 | CHF 267.50 | CHF 248.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.10 | CHF 105.10 |
| 200 | CHF 103.20 | CHF 95.90 |
| 400 | CHF 93.30 | CHF 86.70 |
| 600 | CHF 83.30 | CHF 77.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.