KPT CPTwin.doc — Region 1, Grisons
Region 1, Grisons: the CPTwin.doc model from KPT costs CHF 481.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 481.60, CPTwin.doc is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 747.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 481.60 | CHF 447.90 |
| 500 | CHF 470.00 | CHF 437.10 |
| 1'000 | CHF 440.80 | CHF 409.90 |
| 1'500 | CHF 411.60 | CHF 382.80 |
| 2'500 | CHF 353.30 | CHF 328.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 389.10 | CHF 361.90 |
| 500 | CHF 377.50 | CHF 351.10 |
| 1'000 | CHF 348.30 | CHF 323.90 |
| 1'500 | CHF 319.10 | CHF 296.80 |
| 2'500 | CHF 260.80 | CHF 242.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.00 | CHF 103.20 |
| 200 | CHF 101.10 | CHF 94.00 |
| 400 | CHF 91.20 | CHF 84.80 |
| 600 | CHF 81.20 | CHF 75.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.