KPT CPTwin.doc — Region 3, Grisons
Region 3, Grisons: the CPTwin.doc model from KPT costs CHF 460.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 460.00, CPTwin.doc is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.doc costs CHF 994.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 460.00 | CHF 427.80 |
| 500 | CHF 448.40 | CHF 417.00 |
| 1'000 | CHF 419.20 | CHF 389.90 |
| 1'500 | CHF 390.00 | CHF 362.70 |
| 2'500 | CHF 331.70 | CHF 308.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 373.10 | CHF 347.00 |
| 500 | CHF 361.50 | CHF 336.20 |
| 1'000 | CHF 332.30 | CHF 309.00 |
| 1'500 | CHF 303.10 | CHF 281.90 |
| 2'500 | CHF 244.80 | CHF 227.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 104.40 | CHF 97.00 |
| 200 | CHF 95.10 | CHF 88.40 |
| 400 | CHF 85.70 | CHF 79.70 |
| 600 | CHF 76.40 | CHF 71.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.