Luzerner Hinterland Hausmed — Aargau
Aargau: the Hausmed model from Luzerner Hinterland costs CHF 493.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 493.30, Hausmed is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 311.40 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.30 | CHF 463.70 |
| 500 | CHF 481.60 | CHF 452.70 |
| 1'000 | CHF 452.45 | CHF 425.30 |
| 1'500 | CHF 423.30 | CHF 397.90 |
| 2'000 | CHF 394.10 | CHF 370.45 |
| 2'500 | CHF 364.95 | CHF 343.05 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 369.95 | CHF 347.75 |
| 500 | CHF 358.30 | CHF 336.80 |
| 1'000 | CHF 329.15 | CHF 309.40 |
| 1'500 | CHF 299.95 | CHF 281.95 |
| 2'000 | CHF 270.80 | CHF 254.55 |
| 2'500 | CHF 241.65 | CHF 227.15 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.85 | CHF 113.60 |
| 100 | CHF 115.00 | CHF 108.10 |
| 200 | CHF 109.20 | CHF 102.65 |
| 300 | CHF 103.35 | CHF 97.15 |
| 400 | CHF 97.50 | CHF 91.65 |
| 500 | CHF 91.70 | CHF 86.20 |
| 600 | CHF 85.85 | CHF 80.70 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.