Luzerner Hinterland Hausmed — Solothurn
Solothurn: the Hausmed model from Luzerner Hinterland costs CHF 548.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 548.60, Hausmed is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 346.20 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 548.60 | CHF 515.65 |
| 500 | CHF 536.90 | CHF 504.70 |
| 1'000 | CHF 507.75 | CHF 477.30 |
| 1'500 | CHF 478.60 | CHF 449.85 |
| 2'000 | CHF 449.40 | CHF 422.45 |
| 2'500 | CHF 420.25 | CHF 395.05 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 411.45 | CHF 386.75 |
| 500 | CHF 399.75 | CHF 375.80 |
| 1'000 | CHF 370.60 | CHF 348.35 |
| 1'500 | CHF 341.45 | CHF 320.95 |
| 2'000 | CHF 312.25 | CHF 293.55 |
| 2'500 | CHF 283.10 | CHF 266.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 134.40 | CHF 126.35 |
| 100 | CHF 128.55 | CHF 120.85 |
| 200 | CHF 122.75 | CHF 115.35 |
| 300 | CHF 116.90 | CHF 109.90 |
| 400 | CHF 111.05 | CHF 104.40 |
| 500 | CHF 105.25 | CHF 98.90 |
| 600 | CHF 99.40 | CHF 93.45 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.