Luzerner Hinterland Hausmed — Region 1, Zurich
Region 1, Zurich: the Hausmed model from Luzerner Hinterland costs CHF 580.05 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 580.05, Hausmed is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 366.60 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 580.05 | CHF 545.25 |
| 500 | CHF 568.40 | CHF 534.30 |
| 1'000 | CHF 539.25 | CHF 506.90 |
| 1'500 | CHF 510.05 | CHF 479.45 |
| 2'000 | CHF 480.90 | CHF 452.05 |
| 2'500 | CHF 451.75 | CHF 424.65 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 446.65 | CHF 419.85 |
| 500 | CHF 435.00 | CHF 408.90 |
| 1'000 | CHF 405.80 | CHF 381.45 |
| 1'500 | CHF 376.65 | CHF 354.05 |
| 2'000 | CHF 347.50 | CHF 326.65 |
| 2'500 | CHF 318.30 | CHF 299.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 142.10 | CHF 133.60 |
| 100 | CHF 136.30 | CHF 128.10 |
| 200 | CHF 130.45 | CHF 122.60 |
| 300 | CHF 124.60 | CHF 117.15 |
| 400 | CHF 118.80 | CHF 111.65 |
| 500 | CHF 112.95 | CHF 106.15 |
| 600 | CHF 107.10 | CHF 100.70 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.