Luzerner Hinterland Hausmed — Nidwalden
Nidwalden: the Hausmed model from Luzerner Hinterland costs CHF 456.45 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 456.45, Hausmed is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 288.00 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 456.45 | CHF 429.05 |
| 500 | CHF 444.75 | CHF 418.10 |
| 1'000 | CHF 415.60 | CHF 390.65 |
| 1'500 | CHF 386.45 | CHF 363.25 |
| 2'000 | CHF 357.25 | CHF 335.85 |
| 2'500 | CHF 328.10 | CHF 308.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 342.30 | CHF 321.80 |
| 500 | CHF 330.65 | CHF 310.80 |
| 1'000 | CHF 301.50 | CHF 283.40 |
| 1'500 | CHF 274.30 | CHF 257.85 |
| 2'000 | CHF 247.20 | CHF 232.35 |
| 2'500 | CHF 220.05 | CHF 206.85 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.80 | CHF 105.10 |
| 100 | CHF 106.00 | CHF 99.65 |
| 200 | CHF 100.15 | CHF 94.15 |
| 300 | CHF 94.30 | CHF 88.65 |
| 400 | CHF 88.50 | CHF 83.20 |
| 500 | CHF 82.65 | CHF 77.70 |
| 600 | CHF 76.80 | CHF 72.20 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.