Luzerner Hinterland Hausmed — Uri
Uri: the Hausmed model from Luzerner Hinterland costs CHF 437.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 437.50, Hausmed is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 276.60 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 437.50 | CHF 411.25 |
| 500 | CHF 425.85 | CHF 400.30 |
| 1'000 | CHF 396.70 | CHF 372.90 |
| 1'500 | CHF 367.50 | CHF 345.45 |
| 2'000 | CHF 338.35 | CHF 318.05 |
| 2'500 | CHF 309.20 | CHF 290.65 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 328.15 | CHF 308.45 |
| 500 | CHF 316.50 | CHF 297.50 |
| 1'000 | CHF 288.30 | CHF 271.00 |
| 1'500 | CHF 261.65 | CHF 245.95 |
| 2'000 | CHF 235.20 | CHF 221.10 |
| 2'500 | CHF 208.60 | CHF 196.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 107.20 | CHF 100.75 |
| 100 | CHF 101.35 | CHF 95.30 |
| 200 | CHF 95.55 | CHF 89.80 |
| 300 | CHF 89.70 | CHF 84.30 |
| 400 | CHF 83.85 | CHF 78.85 |
| 500 | CHF 78.05 | CHF 73.35 |
| 600 | CHF 72.20 | CHF 67.85 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.