Luzerner Hinterland Hausmed — Zug
Zug: the Hausmed model from Luzerner Hinterland costs CHF 428.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 428.60, Hausmed is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 270.60 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 428.60 | CHF 402.90 |
| 500 | CHF 416.95 | CHF 391.90 |
| 1'000 | CHF 387.75 | CHF 364.50 |
| 1'500 | CHF 358.60 | CHF 337.10 |
| 2'000 | CHF 329.45 | CHF 309.65 |
| 2'500 | CHF 300.25 | CHF 282.25 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 325.75 | CHF 306.20 |
| 500 | CHF 314.05 | CHF 295.20 |
| 1'000 | CHF 284.90 | CHF 267.80 |
| 1'500 | CHF 257.15 | CHF 241.70 |
| 2'000 | CHF 229.70 | CHF 215.90 |
| 2'500 | CHF 202.35 | CHF 190.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.00 | CHF 98.70 |
| 100 | CHF 99.15 | CHF 93.20 |
| 200 | CHF 93.35 | CHF 87.75 |
| 300 | CHF 87.50 | CHF 82.25 |
| 400 | CHF 81.65 | CHF 76.75 |
| 500 | CHF 75.85 | CHF 71.30 |
| 600 | CHF 70.00 | CHF 65.80 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.