Luzerner Hinterland Hausmed — Region 2, Zurich
Region 2, Zurich: the Hausmed model from Luzerner Hinterland costs CHF 515.25 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 515.25, Hausmed is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 325.20 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 515.25 | CHF 484.30 |
| 500 | CHF 503.55 | CHF 473.35 |
| 1'000 | CHF 474.40 | CHF 445.95 |
| 1'500 | CHF 445.25 | CHF 418.50 |
| 2'000 | CHF 416.05 | CHF 391.10 |
| 2'500 | CHF 386.90 | CHF 363.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 396.75 | CHF 372.95 |
| 500 | CHF 385.05 | CHF 361.95 |
| 1'000 | CHF 355.90 | CHF 334.55 |
| 1'500 | CHF 326.75 | CHF 307.15 |
| 2'000 | CHF 297.55 | CHF 279.70 |
| 2'500 | CHF 268.40 | CHF 252.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.25 | CHF 118.65 |
| 100 | CHF 120.40 | CHF 113.15 |
| 200 | CHF 114.55 | CHF 107.70 |
| 300 | CHF 108.75 | CHF 102.20 |
| 400 | CHF 102.90 | CHF 96.70 |
| 500 | CHF 97.05 | CHF 91.25 |
| 600 | CHF 91.25 | CHF 85.75 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.